Review of Retail Grocery Industry (Unit Pricing) Code of Conduct
Submission to: Treasury
Related Projects
Response to the “Personal Insolvency Discussion Paper”
Submission to: Attorney-General’s Department
Joint consumer submission (Ied by Financial Rights Legal Centre) in response to the above discussion paper, which in turn came from a Roundtable hosted by the Attorney-General in March 2023. We argue that the forced bankruptcy threshold should increase from $10,000 to $50,000, that the bankruptcy notice period be extended to 60 days, that the National Personal Insolvency Index be modernised and harmonised with the credit reporting framework, that entering a debt agreement should not be an act of bankruptcy and that the payment to income ratio for a debt agreement should be set by legislative instrument to mitigate against people entering into unaffordable agreements.
Joint consumer submission (Ied by Financial Rights Legal Centre) in response to the above discussion paper, which in turn came from a Roundtable hosted by the Attorney-General in March 2023. We argue that the forced bankruptcy threshold should increase from $10,000 to $50,000, that the bankruptcy notice period be extended to 60 days, that the National Personal Insolvency Index be modernised and harmonised with the credit reporting framework, that entering a debt agreement should not be an act of bankruptcy and that the payment to income ratio for a debt agreement should be set by legislative instrument to mitigate against people entering into unaffordable agreements.
Senate Inquiry into Credit and Financial Services Targeted at People in Financial Hardship – Joint Submission 1
Submission to: Australian Senate
This submission addresses the terms of reference questions in relation to credit and financial services targeted at Australians at risk of financial hardship. A separate submission covers the capacity and capability of the financial counselling sector (TOR (c)) to assist people experiencing financial stress.
This submission addresses the terms of reference questions in relation to credit and financial services targeted at Australians at risk of financial hardship. A separate submission covers the capacity and capability of the financial counselling sector (TOR (c)) to assist people experiencing financial stress.