Pre-Budget Submission to the Federal Government Re: Funding of Financial Counselling Services Makes Sense
Related Projects
Royal Commission into the Robodebt Scheme
Submission to: Royal Commission
Joint submission (led by Consumer Action) recommending that the Royal Commission refer the conduct of debt collectors Milton Graham and ARL to the ACCC for investigation. The submission argues that these companies, which were engaged by the commonwealth to collect debt as part of the Robodebt scheme, breached the law by making various assertions about the consequences of non-payment, including threatening legal action, garnishee or departure orders preventing overseas travel. In fact, these consequences were either not possible, intended or under consideration.
Joint submission (led by Consumer Action) recommending that the Royal Commission refer the conduct of debt collectors Milton Graham and ARL to the ACCC for investigation. The submission argues that these companies, which were engaged by the commonwealth to collect debt as part of the Robodebt scheme, breached the law by making various assertions about the consequences of non-payment, including threatening legal action, garnishee or departure orders preventing overseas travel. In fact, these consequences were either not possible, intended or under consideration.
Consultation on Better Banking for Vulnerable Customers
Submission to: Australian Banking Association
Submission calls for the Banking Code of Practice to include among other changes: further principles and specific provisions to better protect vulnerable people; to more imaginatively set out critical information that people need to know instead of relying on the “fine print”; training for staff to help them ask direct questions about relevant personal characteristics that leave a person more vulnerable; and providing actual access in remote areas, such as pop-up banking.
Submission calls for the Banking Code of Practice to include among other changes: further principles and specific provisions to better protect vulnerable people; to more imaginatively set out critical information that people need to know instead of relying on the “fine print”; training for staff to help them ask direct questions about relevant personal characteristics that leave a person more vulnerable; and providing actual access in remote areas, such as pop-up banking.