Everybody Needs a Savings Buffer

Financial counsellors in Australia rank the financial hardship policies of the big four banks and the smaller banks and look briefly at debt collection companies and how financial hardship practices compare across industries.

This survey of financial counsellors highlights the growing harm caused by gambling and the urgent need for additional workforce training. Financial counsellors are reporting that the rapid growth of gambling has resulted in increasing numbers of people affected by gambling harm, experiencing multifaceted problems. Helping these clients is more complex than working with clients not affected by gambling.